Finance Calculator

The finance calculator below will provide you with a quick estimate of the monthly payments you can expect to make for a given loan value.

Price of car: Interest rate: 10.50% Less deposit: Less trade-in: The following calculations are based on an interest rate of 10.50% 12 months: € 24 months: € 36 months: € 48 months: € 60 months: € Total cost of selected product: € Calculate		Paula Saunders Business Manager Carlow Email Paula here
		Jackie Curran Business Manager Naas Email Jackie here

Polo Solutions - More for less

Volkswagen Bank Solutions gives you flexible finance options and the convenience of a guaranteed future value of your new Polo.

This personal contract plan is based on a hire purchase agreement with a difference. At the end of your contract you may choose to change your Polo for a brand new model, keep it or simply return it to your dealer.

You pay a small deposit (as little as 10% of the purchase price) and benefit from at-tractively low monthly instalments and a guaranteed future value of your new Polo.

So, whether you want to drive the latest and safest model, upgrade regularly or simply keep your new Polo, Volkswagen Bank Solutions makes your money go further.

How Solutions works

Receive a guaranteed future value for your new Polo to defer until the end of the agreement; this will make your monthly repayments lower

Pay a deposit made up of part exchange or cash – as little as 10%

At the end of your repayment term you have three choices:

1. Part-exchange the car for a brand new Volkswagen
2. Pay off the optional final payment so you own the car (or refinance, subject to credit approval)
3. Return the car to your dealer and pay nothing more (subject to acceptable vehicle condition)

How you benefit

• Drive up-to-date technology, safety and styles of latest Volkswagen models
• Attractively low monthly instalments and deposit
• Change for a new car more often – avoid increasing running costs
• Afford a newer car or higher specification model
• No disposal concerns or costs – ability to handback at contract end (subject to acceptable vehicle condition)
• Reduce term of funding and defer decision to purchase for three years
• Guaranteed future value provides full protection from ‘negative equity’ at contract end (subject to acceptable vehicle condition)

Warning: you will not own these goods until the final payment is made.
Recommended Retail Price excludes delivery and related charges, Dealer charge may vary. The Solutions finance offer is available on all new Volkswagen Polo retail passenger car models purchased through participating authorised

Volkswagen dealers only. Solutions is not available in conjunction with any other offer.

Volkswagen Bank GmbH Branch Ireland is regulated by the German Financial Regulator.

This offer is made under a Hire Purchase Agreement as defined by the Consumer Credit Act (1995).
Model is shown for illustrative purposes only.

Gap Insurance

Payment protection
Our payment protection plans are in place in order to protect you against uncertainties in life, which could threaten your ability to continue your finance repayments, such as accidents, sickness or unemployment.

You can choose from three coverage levels:
1) Life
2) Life, accident and sickness
3) Life, accident, sickness, redundancy or critical illness

Whatever your personal circumstances, the suitable payment protection plan will let you have peace of mind that your monthly finance repayments will be covered. Whichever Volkswagen you choose - there is a safety net for you.
GAP and RTI insurance

We hope you will enjoy your Volkswagen without any difficulties – nevertheless, in the case of a total loss of your Volkswagen through accident or theft your insurance company will typically offer you a payment based on the market value of your vehicle at that time, which could be significantly less than either the original cash price of the vehicle or the outstanding balance of an existing finance agreement. A total loss can affect your own finances even with your vehicle being comprehensively insured.

That’s why there are two options for you to choose from:

Guaranteed Asset Protection (GAP): In the event of the total loss of your Volkswagen due to fire, theft or accident, this policy will pay the difference between the motor insurance payout and the residual amount of finance owed.

Return to Invoice Insurance (RTI): In the event of the total loss of your Volkswagen due to fire, theft or accident, this policy will pay the difference between the motor insurance payout and the original invoice price of the vehicle.

For more information regarding GAP Insurance, or to take out GAP Insurance cover, please speak to your local Volkswagen dealer.